What am I Entitled to if My Family Member Dies in an Auto Accident?

No one likes to talk about the finality of death, especially when it is sudden or tragic as is often the case with deaths caused by automobile accidents. The loss of a family member in an auto accident is often swift and traumatic, and never something you are prepared for. It often turns a family’s life inside out — leaving them confused with no idea of what to do first. It can lead to months and even years of grief during a time when you must focus on everything that your loved one left behind.

There are so many things you must deal with when someone dies in an auto accident. Immediately you are taken into funeral planning and grief management. Who takes care of the family member’s remains? What happens to the crashed vehicle? Who is ultimately responsible for funeral arrangements and costs, who pays what first? Through all of this, how do you manage auto insurance and life insurance claims, are they separate or intertwined into one policy? Who do you call first, the insurance company or the funeral director? Because many of these questions must be answered within days after the accident while you are still in shock over your loss, you need someone on your side to help you navigate the next steps. That is what BOCA Law can do. Let our professional, friendly staff be your steady rock when times are the most uncertain.

Provided, your loved one was an insured driver, their Personal Injury Protection (PIP) coverage should provide funeral benefits of up to $10,000. If by chance, your loved one was not insured but was killed by an insured driver, the other driver’s insurance benefits should cover the funeral arrangements. If further investigation shows that the death was the result of automobile negligence, you must file a wrongful death suit. While wrongful death isn’t a criminal offense, it allows you to file a claim against the responsible party and their insurance company to cover damages.

For assistance with all your questions and help filing claims to your insurance of that of the other driver, you need our knowledgeable lawyers at BOCA Law. We have litigated many fatal auto accidents and helped families with the details. We understand that what a family goes through after an automobile accident death can have a profound impact on the legal decisions they must make, and we do the work of holding those responsible liable for their actions, allowing you to grieve and begin to heal. If someone you love is killed in an auto accident, please do not hesitate to call BOCA Law, toll-free at 855-262-2529.

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