What is Bodily Injury Coverage?

Being in a traffic accident, regardless of the size or degree of the accident, is a traumatic experience. Unfortunately, the trauma doesn’t always end when the dust settles after the accident. Being the victim of an accident can result in not only physical harm but also emotional and mental harm as well. There is a lot that you must deal with after a crash. In addition to coping with stressful medical bills, an accident can lead to missed time at work, loss of reliable income, and even inability to pay regular living expenses all of which make daily living very hard.

Most car accidents do not happen on purpose; they are usually the result of driving errors, negligence, or the condition of the vehicle being driven. As your insurance policy will attest, the negligent driver is the operator that caused the accident, and there is no question that it should be the responsibility of their insurance provider to compensate you after an accident.

The type of insurance that covers this situation is called “Bodily Injury Coverage” or “BI.” While this type of coverage is for all injured parties, compensation may not always be automatic or easy to procure. Unfortunately, if you find yourself in this circumstance, you may need to be ready for a fight. Most insurance companies make you work hard to prove that your injuries require compensation. Take advice from those that have been there before; it is not a good idea to try to negotiate with an insurance company by yourself. They have adjusters that seem very friendly and want you to believe that they’re on your side, but all too often they are not. If your insurance adjuster tells you that you don’t need an attorney, don’t believe it, because the easiest and most efficient way to file a successful BI claim is with legal representation. Contact our team toll-free at 855-262-2529 today. When it comes to fighting with your insurance company for the money you deserve you need Boca Law on your side.

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